Developed by Strata Advisors, this early-response insurance mechanism uses real-time climate data to trigger immediate payouts for firefighting and ecosystem restoration when extreme conditions are detected. It provides rapid funding for local responders, offering a scalable model for climate adaptation and ecosystem protection across Latin America.

While still in the pilot phase, the instrument represents a major step forward in designing early-response tools that channel funding directly to frontline communities, improve coordination across institutions, and help safeguard fragile ecosystems in the face of rising climate risks.